Google Pay has introduced a new feature that makes it easier for Indian users to register for Unified Payments Interface (UPI). This feature allows users to set up their UPI PIN without needing a debit card. By collaborating with the National Payments Corporation of India (NPCI). Google Pay aims to promote digital payments and expand its reach.
To use this feature, users need to ensure that their phone number registered with UIDAI matches their bank’s records. Additionally, their bank account should be linked with Aadhaar. These requirements are necessary to proceed with the onboarding process.
The steps for onboarding via Aadhaar on Google Pay are simple. Users can open the app and choose between using a debit card or Aadhaar for UPI onboarding. Opting for Aadhaar will prompt users to enter the first six digits of their Aadhaar number to start the process. They will then need to enter the One-Time Passwords (OTPs) received from UIDAI and their bank for authentication. The respective bank will finalize the process, allowing users to set their UPI PIN.
When users enter the first six digits of their Aadhaar number. The information is sent to UIDAI via NPCI for validation. This ensures the security of users’ Aadhaar numbers. It’s important to note that Google Pay only shares the Aadhaar number with NPCI for validation and does not store it.
Once the onboarding process is complete, users can enjoy the convenience of using the Google Pay app for transactions and balance inquiries. This feature is currently available for customers of supported banks, and more banks are expected to join soon.
Sharath Bulusu, Director of Product Management at Google, expressed excitement about the new feature, stating that it aligns with the government’s aim to promote financial inclusion and encourage digital payments in India. Google is encouraged by the increasing acceptance of digital payments in the country, and this feature will contribute to the growth of the UPI ecosystem.
